Zenith SME Cheque ‘N’ Save Account
The Zenith SME Cheque ‘N’ Save account is an account for existing SME account holders as well as prospective SME customers.
Requirements
- Certificate of Registration
- Form A /3&4 (Company profile)
- Certificate of Incorporation (where applicable)
- Certificate to commence business (where applicable)
- Board resolution (where applicable)
- Ghana card of business owner(s)/Signatory(ies)
- Utility bill/ Tax Receipt of business
- Initial deposit of Ghs100
- Passport picture(s) of business owner(s)
Benefits
- It offers an alternative for MSMEs who want a bank account but do not wish to operate a current account in the Bank.
- It also serves as an avenue to build up funds as cash security for loan requests.
- It presents an opportunity for MSMEs who wish to earn interest on their deposits held by the Bank.
Zenith SME Investment Savings Account (ISA)
The SME Investment Savings Account (ISA) is available to existing SME account holders and provides an excellent investment opportunity for SMEs to grow their financial reserves.
Benefits
- It serves as an avenue to build up funds as cash security for loan requests.
- It presents an opportunity for MSMEs who wish to earn interest on their deposits held by the Bank.
Zenith SME Micro Enterprise
The Zenith SME Micro enterprise account is tailored for customers who run businesses with 1-9 employees.
Requirements
- Certificate of Registration
- Form A /3&4 (Company profile)
- Certificate of Incorporation (where applicable)
- Certificate to commence business (where applicable)
- Board resolution (where applicable)
- Ghana card of business owner(s)/Signatory(ies)
- Utility bill/ Tax Receipt of business
- Initial deposit of Ghs100
- Passport picture(s) of business owner(s)
Benefits
- This is a Ghs current account for SMEs with a flat monthly COT OF Ghs50
- Customer can open FEA account in USD, GBP, EUR
- Free Internet Banking (Z-Transfer Web)
- Free initial Cheque Book
- Salary account set-up for employees of the business
- SME Business card
- SME business support clinics
- Opportunity to access MSME loans up to Ghs1,500,000 with up to 70% guarantee cover.
Zenith SME Small Enterprise
The Zenith SME Small enterprise account is tailored for customers who run businesses with 10-30 employees.
Requirements
- Certificate of Registration
- Form A /3&4 (Company profile)
- Certificate of Incorporation (where applicable)
- Certificate to commence business (where applicable)
- Board resolution (where applicable)
- Ghana card of business owner(s)/Signatory(ies)
- Utility bill/ Tax Receipt of business
- Initial deposit of Ghs100
- Passport picture(s) of business owner(s)
Benefits
- This is a Ghs current account for SMEs with a flat monthly COT OF Ghs100
- Customer can open FEA account in USD, GBP, EUR
- Free Internet Banking (Z-Transfer)
- Free initial Cheque Book
- Salary account set-up for employees of the business
- SME Business card
- SME business support clinics
- Opportunity to access MSME loans up to Ghs1,500,000 with up to 70% guarantee cover
Zenith SME Medium Enterprise
The Zenith SME Medium enterprise account is tailored for customers who run businesses with 31-99 employees.
Requirements
- Certificate of Registration
- Form A /3&4 (Company profile)
- Certificate of Incorporation (where applicable)
- Certificate to commence business (where applicable)
- Board resolution (where applicable)
- Ghana card of business owner(s)/Signatory(ies)
- Utility bill/ Tax Receipt of business
- Initial deposit of Ghs100
- Passport picture(s) of business owner(s)
Benefits
- This is a Ghs current account for SMEs with a flat monthly COT OF Ghs100
- Customer can open FEA account in USD, GBP, EUR
- Free Internet Banking (Z-Transfer)
- Free initial Cheque Book
- Salary account set-up for employees of the business
- SME Business card
- SME business support clinics
- Opportunity to access MSME loans up to Ghs1,500,000 with up to 70% guarantee cover.
Zenith SME Business Card
The Zenith SME Business Card is a Visa Debit card issued to the Bank’s SME and Small Corporate customers to enable customers make secure payments for goods and services.
Click here to initiate the Zenith SME Account opening process and sign up for a Zenith SME Business Card.
Features
- Worldwide ATM withdrawal
- Worldwide POS acceptance
- Can be used online
- Valid for two (2) years
- Contactless payment enabled
- Embossed card
- Chip and PIN enabled
- EMV Compliant to mitigate the risk of fraud
Benefits
- Convenient
- 24/7 access to funds
- Secure payment channel
- Access to Visa Practical skills training
- Business services at discounted rates – e.g. Courier, Twitter Ads, Microsoft Office, Shopify etc.
- Access to business offers via the link; https://smeoffers.poshvine.com
FAQs
Click here to read more about the Zenith SME Business Card.
