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Make payments online/via POS or withdraw money from ATMs worldwide with a Zenith Mastercard or Visa card (Debit, Credit, Prepaid). Use the Zenith Eazypay GH Dual Card for all local POS and ATM transactions.

Zenith SME Business Card

The Zenith SME Business Card is a Visa Debit card issued to the Bank’s SME and Small Corporate customers to enable customers make secure payments for goods and services.

Download the Application Form

What are the features of the ZENITH SME BUSINESS CARD?

  • Worldwide ATM withdrawal
  • Worldwide POS acceptance
  • Can be used online
  • Valid for two (2) years
  • Contactless payment enabled
  • Embossed card
  • Chip and PIN enabled
  • EMV Compliant to mitigate the risk of fraud

What benefits come with owning a ZENITH SME BUSINESS CARD?

  • Convenient
  • 24/7 access to funds
  • Secure payment channel
  • Access to SME Practical skills training
  • Business services at discounted rates – e.g. Courier, Twitter Ads, Microsoft Office, Shopify etc.
  • Access to business offers via the link; https://smeoffers.poshvine.com

FAQs

Click here to read more about the Zenith SME Business Card.

Zenith Eazypay Card

The Zenith Eazypay Card is a basic cash card that works solely on Zenith ATMs installed across the country. With the Eazypay card, you only spend what you have, since it’s either linked to your savings account or current account or both.

Types of Zenith Eazypay Cards

  • Zenith Eazypay Card
  • Zenith Eazypay Platinum Card

NB: * For Platinum Customers only.

Services that come with the Zenith Eazypay Card:

  • Cash withdrawals.
  • Effect transfers between between your Current and Savings accounts.
  • Check your balance.
  • Change PIN.
  • Print mini-statements.

NB: Transfers are applicable to those with both savings and current accounts.

For further inquiries on any of our E-Business services, please contact any Zenith Bank branch or email info@zenithbank.com.gh.

Zenith Visa Gold Card

The Zenith Visa Gold Card is a Debit Card issued to individuals and corporates who have Foreign Exchange Dollar Accounts (FEA) and Foreign Currency Dollar Accounts (FCA) with the Bank.

 

Which Group of Customers can acquire the Zenith Visa Gold Card?

  • Individual FEA and FCA account holders
  • Corporate Institutions
  • Staff of Multinational Institutions with salary payments in foreign currency

What are the features of the Zenith Visa Gold Card?

  • Worldwide ATM withdrawal
  • Worldwide POS acceptance
  • Can be used for online purchases
  • Validity period of 2 years

What are the benefits of having a Zenith Visa Gold Card?

  • Convenient
  • 24/7 access to funds
  • Chip and PIN enabled
  • Contactless enabled

For further inquiries on any of our E-Business services, please contact any of our branches or email info@zenithbank.com.gh.

Zenith Visa Classic Debit Card

What is a Visa Debit card?
It is an electronic Visa card which allows cardholders to withdraw cash or pay for goods and services worldwide, with funds from their accounts.

How does Zenith Visa Classic Debit Card work?

The Zenith Visa Classic Debit Card, unlike the Easzypay ATM card, can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally on points of sale at retail outlets that accept Visa cards such as grocery stores, petrol stations, retail stores, and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from the customer’s account.

What are the advantages of the Zenith Visa Classic Debit Card?

  • It affords real-time access to your own money for cash withdrawals, payments, and purchases at more than 29 million outlets around the world.
  • It is safer than carrying cash.
  • The Zenith Visa Classic Debit Card, when stolen or lost, can be quickly canceled and replaced.
  • Chip and PIN security features are present on all the cards.

Visa Debit Card forms are readily available at all Zenith Bank branches nationwide.

For further inquiries on any of our E-Business services please contact any of our branches or email info@zenithbank.com.gh.

Zenith Visa Classic Credit Card

What is a credit card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. With the Zenith Visa Classic Credit Card, you can spend any amount within your credit limit wherever Visa cards are accepted.

How do I pay my bills?

Monthly statements are generated reflecting all transactions within each billing cycle of 30 days. You are required to pay a minimum of 30% of the statement balance within 15 days after the statement billing date. Any outstanding balance will then begin to accrue interest*. With a billing cycle of 30 days and an extra 15 days before your payment due date, you may benefit from up to 45 days interest-free credit if the bills are settled in full before the payment due date (retail purchases only)*.

*Cash withdrawals will attract daily interest charges immediately.

Where can I use the Zenith Visa Classic Credit Card?


The Zenith Visa Classic credit card can be used on:

  • All Zenith Bank ATMs.
  • All Visa-branded ATMs worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Freedom and Flexibility.
  • With the Zenith Visa Classic Credit Card, cardholders have the freedom to spend and pay at a later date on flexible terms.

Convenience

  • Immediate access to funds.
  • Make online purchases and payments with a click of a button.

Worldwide acceptance

  • Available at over 29 million retail locations.
  • Withdraw cash at more than 1 million ATMs worldwide.

Security

  • No need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • If stolen or lost, the Zenith Visa Classic Credit Card can be quickly canceled and replaced.

Record Keeping

  • A detailed monthly account statement is generated for easy tracking of purchases and other expenses.

Available to all account holders aged at least 18 years with a verifiable source of income. Visa Classic Credit Card forms are readily available at all Zenith Bank branches nationwide.

For further inquiries on any of our E-Business services, please contact any of our branches or email info@zenithbank.com.gh.

Zenith Visa Classic Prepaid Card

Zenith Bank offers the Zenith Visa Classic repaid card to account and non-account holders. The Zenith Visa Classic Prepaid Card provides convenience, access and security.

What is a Zenith Visa Classic Prepaid Card?
It is a reloadable card you load with your own funds for purchases or withdrawals. It is a smart and cost-effective alternative to carrying cash. You can load money on your card at any Zenith Bank branch near you.

Who qualifies for the Zenith Visa Classic Prepaid Card?

  • Existing account holders.
  • Non-account holders.
  • All applicants must be at least 18 years of age and must provide a valid (Passport/ Driver’s licence /Voter’s ID/ECOWAS card/SSNIT card).

Where can I use the Zenith Visa Classic Prepaid Card?

The Zenith Visa Classic Prepaid Card can be used on:

  • All Zenith Bank ATMs.
  • All Visa-branded ATMs Worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Convenience.
  • Ability to make withdrawals or purchases everywhere Visa cards are accepted.
  • Pay bills and make other payments.
  • Immediate access to your funds.

Accessibility

  • Available at thousands of retail locations.
  • Withdraw cash at over 1 million ATMs worldwide.

Security

  • Eliminates the need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • The Zenith Visa Classic Prepaid Card, when stolen or lost, can be quickly canceled and replaced.

Zenith Visa Platinum Debit Card

What is a Zenith Visa Platinum Debit Card?
It is an electronic Visa card which allows cardholders to withdraw cash or pay for goods and services worldwide with funds from their accounts. It features a higher withdrawal limit than the regular Zenith Visa Debit Card.

How does the Zenith Visa Platinum Debit Card work?

The Zenith Visa Platinum Debit Card, unlike the Eazypay ATM card, can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally on points of sale at retail outlets that accept Visa Cards such as grocery stores, petrol stations, retail stores, and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from your account.

What are the advantages of the Zenith Visa Platinum Debit Card?

  • It affords real-time access to your own money for cash withdrawals, payments, and purchases at more than 29 million outlets around the world.
  • It is safer than carrying cash.
  • The Zenith Visa Platinum Debit Card, when stolen or lost, can be quickly canceled and replaced.
  • Chip and PIN security features are present on all the cards.

In addition to:

  • Higher withdrawal limits for ATM and POS transactions: you can withdraw more money per your needs.
  • Dedicated 24hr contact center: your calls will be a top priority.
  • International / local rewards & privileges: choose from a vast array of privileges to suit your lifestyle. (For a complete list of privileges as well as Terms & Conditions, please see www.visapremium.com).

Zenith Visa Platinum Debit Card forms are readily available at all Zenith Bank branches nationwide.

*(Zenith Bank Visa Platinum Debit Card would be offered to Platinum Banking customers only.)

For further inquiries on any of our E-Business services please contact any Zenith Bank branch or email info@zenithbank.com.gh.

Zenith MasterCard Debit Card

What is a Zenith MasterCard Debit Card?
It is a card which allows cardholders to withdraw cash or pay for goods and services worldwide, with funds from their accounts.

Do I need to have an account before I apply for a Zenith Mastercard Debit Card?

Yes, since the card will be linked to a bank account. Whenever the Mastercard Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from your account in Zenith Bank.

Do I need to activate my Zenith Mastercard Debit Card?

No. Zenith Mastercard Debit Cards are activated before they are deployed to customers.

Zenith MasterCard Platinum Credit Card

What is a Zenith MasterCard Platinum Credit Card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. You are automatically legible to enroll in all platinum offers and services. With the Zenith MasterCard Platinum Credit Card, you can spend any amount within your credit limit wherever MasterCard cards are accepted.

What is the interest free credit period on the Zenith Mastercard Platinum Credit Card?

The interest-free period is only for the first cycle of use, for non-ATM transactions.

How do I set up a direct debit to pay my Zenith Mastercard Platinum Credit Card account?

Visit the nearest Zenith bank branch to set up a standing order from your Zenith account or set up a standing order via the Bank’s internet banking platform.

Zenith MasterCard Executive Travel Card

The Executive Travel Card is a MasterCard Platinum Prepaid Card designed for executives and frequent travelers.

Benefits

  • Lounge Key: This gives access to over 800 Airport lounges worldwide without the requirement for business class travel. Membership to the lounge is free, cardholders only pay for access to a lounge.
  • Travel Insurance: Cardholders benefit from a 2 year travel insurance policy on medical emergencies and other unforeseen situations. The policy can also be used for visa applications to Schengen Countries.
  • Card Fraud Protection: Reimbursement for fraudulent card transactions of up to USD 3000 per annum.
  • MYUS Premium Shipping Discounts: This enables cardholders to shop from their favorite U.S.-based merchants online.
  • Buy 1 Get 1 Free: This is an app based (IOS/Android) discount programme with offers across Middle East & Africa including  dining, cafés, entertainment, attractions and spas.
  • European Shopping Villages Discounts: Providing privileges in Chic Outlet Shopping Villages.
  • Increased Card limits

What do I need to be able to sign on?

  • A valid National ID, preferably an International Passport.
  • Minimum Initial Load.

Features of the Zenith Executive Travel Card

  • It is accepted globally online and on any POS, ATM that display the MasterCard logo.
  • It is re-loadable instantly, via Zenith Internet Banking, branch teller points and through Bank Transfer.
  • It is chip and PIN enabled with Secure Code, an additional layer of online security.
  • It is embossed.
  • It comes with a real-time online tool called “My Card Access” to monitor transactions.

What are the benefits of the Zenith Executive Travel Card?

  • Free Travel Insurance.
  • LoungeKey (App available).
  • Free unlimited loads for the life cycle of the card.
  • Purchase Assurance.
  • Card Fraud Protection.
  • MasterCard Buy 1 Get 1 Free offers (App available).
  • MyUS Premium Shipping Discounts.
  • European Shopping Villages Discounts.

What is LoungeKey and how do I benefit from it?

LoungeKey is an exclusive service which offers Zenith Executive Travel Cardholders free membership and access to over 900 airport lounges globally. To enjoy this service, download the LoungeKey app and register your card immediately.

What should you do when you visit a lounge with the Zenith Executive Travel Card?

  • Present your Zenith Executive Travel Card.
  • The lounge will check the name on your card against your boarding pass, identification card or passport.
  • Mention the Passcode “LoungeKey” after presenting your cards.
  • Make payment to gain access to the Lounge.

What should you do if you are denied access to a lounge because the system does not recognise your Zenith Executive Travel Card?

Call the Bank’s Zenith Direct Contact Centre on: +233 302 611500, +233 302 680884, +233 542 000111 Toll Free: 0800 10100 (Vodafone only).

What is the Travel Insurance Policy?

The Travel Insurance Policy is underwritten by Hollard Insurance Co. Ltd. It provides cover for up to 90 (ninety) consecutive days of travel and it is accessible with your International passport.

What is the total sum of assured cover per customer?

The policy is offered to the cardholder and his immediate family travel companion and covers up to Euro 45,000*. (*Terms and conditions apply)

Can I access my travel insurance policy worldwide?

Yes. The insurance policy is accessible worldwide. Immediately contact the 24 Hour Europe Assist emergency number (+27 11 991 8292) if you require any assistance.

Zenith MasterCard Prepaid Card

What is a Zenith MasterCard Prepaid Card?
It is a reloadable card that you load with your own funds for purchases or withdrawals. It is a pre-funded card, as such you only spend the funds you load on it.

Do I need to have an account before I can apply for the Zenith Mastercard Prepaid Card?

No. You do not need to have a Zenith account to own a prepaid card.

Do I need to activate my Zenith Mastercard Prepaid Card?

Yes. Once you receive the card, you can either contact any customer service officer at the bank or call the contact numbers you see at the back of your card (+233 (0) 80010100, 0302 611500).

Zenith Corporate MasterCard

The Zenith Corporate MasterCard is a prepaid card or debit card designed to address the specific needs of our corporate clients. This card allows Business to Business, Government to Business and Business to Government card transactions.

This solves the need of companies to effectively manage expenditure for travel, accommodation, entertainment, fuel, per diem, taxes and other payments. The Card provides a flexible, convenient, reliable and secure means for making payments. The Card also comes with a real-time monitoring platform for audit, budgeting and reconciliation purposes.                       

Usage

  • Senior Management Expense Cards
  • Departmental Cards
  • Pool Cards for Cash Management
  • Staff Allowance Cards
  • Salary Card

Zenith e-Zwich Smart Card

The Zenith e-Zwich Smart Card is a secure way of paying for goods and services throughout the country based on biometric (finger print) identification. This platform grants smart card holders the opportunity of loading funds, spending and settling various transactions online and offline

Benefits to you

With the Zenith e-Zwich Smart Card, you can perform various banking and retail functions. These include:

  • Cash withdrawals.
  • Payments for goods and services.
  • Money transfers.
  • Bill payments.

For further inquiries on any of our E-Business services, please contact any of our branches or email info@zenithbank.com.gh.

GlobalTravelWallet Card

This is a dollar denominated Visa prepaid travel card that is reloadable for purchases and withdrawals. It is solely for use abroad. It provides an international electronic platform for withdrawing money, purchases, web payment,balance enquiry, etc.

You can load funds on your card at any Zenith Bank branch or selected Forex Bureaux near you. Cardholders can make withdrawals in the local currency of their respective destination(s).

Contact Us

Zenith Direct Customer Contact Centre
Tel: (+233) 302 429700 / (+233) 302 611500 / (+233) 302 680884 / (+233) 542 000111
Toll Free: 0800 10100 (Vodafone Only)  Email: info@zenithbank.com.gh
Or visit any Zenith Bank branch closest to you.

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