This account is available to customers 18-years and older and offers a secure, attractive method of saving funds at a competitive rate, while at the same time allowing for immediate access to funds via our in-house cheque clearance system.
This account is targeted at Ghanaians resident abroad. It affords the customer the opportunity to open and operate an account from anywhere in the world and ensures that the customer has access to unique products and services tailored to meet their banking needs. The types of account that can be opened under the Zenith Diaspora account are Savings Account, Current Account and Fixed Deposit Account.
Customer must download the account opening forms, fill them and upload with a passport picture and valid ID to email@example.com.
Valid national ID that can be verified on GVIVE or verified by the Passport Office or the National Identification Authority
A completed and signed mandate card (PDF to be emailed to firstname.lastname@example.org)
Customer to provide details of foreign bank account
The initial deposit into the account must be made via SWIFT transfer from the customer’s foreign bank. This transfer will be used to verify customer details (name, identification, address). In the case of a joint account, where the customers already operate a joint account, a single SWIFT transfer containing information of both applicants will be sent for the purpose of verification. However, where applicants do not already operate a joint account, verification will be done separately.
Treasury bills (T-bills) are government-backed securities issued by Bank of Ghana usually with maturity periods of 91 days, 182 days or a year. T-bills for longer periods (1 year Treasury note, the 2 year Treasury bond, and the 3 year Treasury bond) are also available. Treasury bills are made available at all the branches of Zenith Bank.
Roll over only the principal amount and receive accrued interest.
Roll over both the principal and the accrued interest.
Can be re discounted at the bank
Application form to be filled in at the Bank's Customer Services Unit (CSU) , alternatively
Tenor varies depending on type of security:
BOG Bills- for periods below 1 year
BOG Notes-for 1 and two year papers
BOG Bonds-for periods above 2 years Repayment is guaranteed by the Sovereign backing of the Government of Ghana.
Zenith Bank provides timely updates and investment advice to enable you to effectively manage your portfolio.
SBBA is a repurchase agreement transaction whereby a party (SBBA Seller–Zenith Bank) sells securities at an agreed price to the other party (SBBA Buyer-Customer) and subsequently the SBBA buyer and SBBA seller enter into another agreement thereon whereby the former promises to sell and the latter to buy back the securities on a specified future date and at an agreed price.
Minimum transaction value is GHS2,000,000.00.
Principal and interest/coupon is paid at maturity.
Competitive interest rates/yields.
Funds may be rolled over upon request.
91 and 182 day SBBA is currently available to customers.
Securities Backed Investment (SBI) is a repurchase transaction whereby a party (SBI Seller) sells securities at an agreed price to the other party (SBI Buyer) with the promise to buy back the securities on a specified future date (coupon payment date) and at an agreed price.
Minimum transaction value is GHS10,000.00.
The SBI transaction has a fixed maturity date (next coupon payment date). The tenor of the investment will therefore be from settlement date to fixed coupon/maturity date.
Various tenors available.
Principal and interest/coupon is paid at coupon payment/maturity date.
Government of Ghana and corporate bonds are available
Competitive yields available for a wide range of corporate and GOG bonds. Bonds are traded on yield to maturity or prices
Customer receives coupon payments and face value per a particular bonds coupon payment schedule
Minimum settlement value is GHS10,000.00
Zenith Aspire Account
The Zenith Aspire Account has been designed to focus on and enhance the lifestyle of students in tertiary institutions whilst providing a platform for students to experience the amazing benefits of being Zenith Bank account holders.
Student must be a resident and schooling in any tertiary institution in Ghana.
A foreign student in Ghana can be eligible for the account if substantial evidence can be provided to support his/her claim of being a student in Ghana.
Tertiary Institution refers to all Universities (Undergraduate Level), Technical Institutions as well as any Post-Secondary Institution such as Teacher Training Collages, Nursing Training Colleges, etc.
A valid school ID and Admission letter (in the event where the admission letter is not readily available, an attestation from the school’s administration signed by the Registrar or Head of Department confirming the student as a confirmed member of the school shall be acceptable).
A valid ID (Voter’s ID/Driver’s license/Passport/ECOWAS card) and Admission letter shall be accepted in the event where a student is unable to provide a valid school ID card.
Foreign Students – (International Passport/Residence Permit/Non-Citizen’s card).
Prepaid cards requested by students will require a valid national ID.