The Zenith Visa Classic Debit Card can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally at retail outlets that accept Visa cards such as grocery stores, petrol stations, retail stores and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa debit card is used to make purchases or cash withdrawals, funds are deducted directly from the customer's account.
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. With the Zenith Visa Classic credit card, you can spend any amount within your credit limit wherever Visa cards are accepted.
Monthly statements are generated reflecting all transactions within each billing cycle of 30 days. There is a requirement to pay a minimum of 30% of the statement balance within I5 days after the statement billing date. Any outstanding balance will then begin to accrue interest. With a billing cycle of 30 days and an extra 15 days before a payment due date, one may benefit from up to 45 days interest-free credit if the bills are settled in full before the payment due date (retail purchases only)*. Cash withdrawals will attract daily interest charges immediately*.
A prepaid card is a reloadable card you load with your own funds for purchases or withdrawals. It is a smart and cost-effective alternative to carrying cash. You can load money on your card at any Zenith Bank branch near you.
It is an electronic chip-based smart card which allows cardholders to withdraw cash or pay for goods and services worldwide. It is a cost-effective alternative to carrying cash and paying for goods and services.
A chip card is a standard-size plastic debit card that contains an embedded microchip in addition to a magnetic stripe. The chip encrypts information to help increase data security when making transactions at a chip-enabled terminal.
Report lost or stolen cards immediately to any of the bank’s branches or call the 24-hour Zenith Direct Customer Contact Centre on +233 (0)302 680884, +233 (0) 542 000111, +233 (0)302 611500, 0800 10100 (Toll-Free, Vodafone only).
As long as you have an internet connection, simply open your browser and log on to Zenith Bank Ghana website and click on theInternet Bankingmenu button or link. Enter your customer access code, username and password at the prompt.
The information you provide is kept strictly confidential. The latest electronic encryption technology ensures the secure transfer of information over the internet. As account security is important to us, we have built safety measures into Zenith Bank Ghana which reflect the importance of this issue.
Be sure you are connected to the internet and you are currently logged on to the internet banking application. If you are on a dial-up connection, viewing statements may be very slow due to the poor internet connection. However, we encourage you to have patience and click refresh often for the page to show.
The safety and confidentiality of customers’ personal information is our top priority. The security system makes use of the latest technologies, standards, and business practices to guarantee customer security including: Firewall Protection, Password and Data Security, Secure Socket Layer (SSL), Audits and Inspections, Data Integrity, and Physical Security.
The Zenith Bank Ghana Inter-Account Transfer approval process consists of basic verification of the information that you provided. The ‘To Account’ of the beneficiary account will be checked against the database for the validity of the account. The approval process is done to ensure the safety and security of your transaction.