Zenith Life Plan
The Zenith Life Plan is a life insurance policy that provides maximum protection till the attainment of age 70. It provides 100% return of premiums if no claim is made during the policy term, allowing policy holders to recover all their premiums paid if they out-live the policy term.
Benefits
- Death benefit (till age 70).
- Total permanent disability (till age 65).
- Annual medical checkup.
- No claim cash back - 100% of premiums.
- Critical illness benefit.
- Benefit escalator.
Features
- Entry age limit is 18 to 59 years.
- Policy term is 5 - 52 years.
- Minimum sum assured - GHS100,000.
- Maximum sum assured - unlimited.
- Free cover limit (GHS100,000 to GHS500,000).
Zenith Education Plan
The Zenith Education Plan is a special life insurance plan that enables parents to give their wards quality and guaranteed education irrespective of whether they are dead or alive.
Benefits
- Waiver of premium benefit (on death or on total permanent disablement).
- Maturity benefit.
- Annual partial withdrawal.
- Graduation benefit.
- Partial withdrawal benefit.
Features
- Maximum entry age is 59 years.
- Minimum premium - GHS 100.
- Maximum premium - GHS 1,000.
- Cover ceases at age 70.
- Policy term is 8 - 25yrs.
Zenith Ultimate Classic Farewell Plan
The Zenith Ultimate Classic Farewell Plan helps policy holders secure themselves and their family against funeral expenses as and when any of them pass on.
Benefits
- Death benefit
- Loyalty benefit
- No claim cash back
- Accidental death benefit
- Family cushion benefit
- Hospitalisation
- Waiver of premium
- Return of premium
Features
- Main life & spouse - maximum entry age is 59 years.
- Parents up to 74 years also covered.
- Option to cover spouses, children, parents/parents-in-law and extended family members.
- Cover level for you and your spouse is 100% of the Sum Assured, and 50% for all other insured lives.
- Option to choose cover level / sum assured ranging from GHS 10,000 and GHS20,000.
- Never lapse feature.
Zenith Ultimate Premier Farewell Plan
This life insurance policy enables individuals to meet their financial obligations and give financial security to their families after they have passed on.
Benefits
- Death benefit
- Waiver of premium benefit
- Return of premium
- No claim cash back
- Annual benefit escalator
- Voucher benefit
Features
- Maximum entry age is 59 years.
- Parents aged up to 74 years old are also covered.
- Option to cover spouses, children, parents/parents-in-law.
- Cover level for you and your spouse is 100% of the sum assured, and 50% for all other insured lives.
- Cover level is from GHS 20,000 to GHS 100,000.
